:root{--ink:#0D1B3E;--body:#3A4666;--mist:#EFF3FA;--paper:#fff;--blue:#2340E8;--blue-d:#1A2FB4;--gold:#FFC233;--line:#D5DDEC;--r:6px;--display:"Bricolage Grotesque",system-ui,sans-serif;--text:"Instrument Sans",system-ui,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:400 1.0625rem/1.6 var(--text);color:var(--body);background:var(--paper)}
h1,h2,h3{font-family:var(--display);color:var(--ink);line-height:1.08;margin:0 0 .5em;letter-spacing:-.02em}
h1{font-size:clamp(2.4rem,5.4vw,4.3rem);font-weight:800;max-width:16ch}
h2{font-size:clamp(1.5rem,2.6vw,2.1rem);font-weight:700}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em;max-width:66ch}a{color:var(--blue)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.wrap{width:min(1120px,100% - 2.5rem);margin-inline:auto}
.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem 1rem;z-index:9}
.top{position:sticky;top:0;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);z-index:5}
.top-in{display:flex;align-items:center;gap:2rem;padding:.8rem 0}
.logo{font:800 1.6rem/1 var(--display);color:var(--ink);text-decoration:none;letter-spacing:-.04em}
.logo span{color:var(--blue)}
.nav{display:flex;gap:1.5rem;margin-left:auto}
.nav a{color:var(--ink);text-decoration:none;font-weight:500;font-size:.98rem;padding:.3rem 0;border-bottom:2px solid transparent}
.nav a:hover,.nav a[aria-current]{border-color:var(--blue)}
.btn{display:inline-block;background:var(--blue);color:#fff;font:600 1rem var(--text);padding:.85rem 1.4rem;border-radius:var(--r);text-decoration:none;border:0;cursor:pointer}
.btn:hover{background:var(--blue-d)}
.btn-sm{padding:.6rem 1rem;font-size:.95rem}
.btn-light{background:var(--gold);color:var(--ink)}.btn-light:hover{background:#ffd063}
.link{font-weight:600;text-underline-offset:4px}
.actions{display:flex;flex-wrap:wrap;align-items:center;gap:1.5rem;margin-top:1.75rem}
.lede{font-size:1.2rem;line-height:1.5;max-width:58ch}
.hero{background:var(--mist);padding:clamp(3rem,7vw,6rem) 0}
.hero-in{display:grid;grid-template-columns:1.25fr .85fr;gap:clamp(2rem,5vw,4.5rem);align-items:center}
.scorecard{background:var(--ink);color:#C9D3EC;border-radius:14px;padding:1.75rem 1.75rem 1.5rem}
.sc-title{font:700 1.15rem var(--display);color:#fff;margin-bottom:1.1rem}
.scorecard ol{list-style:none;margin:0 0 1.25rem;padding:0;counter-reset:c}
.scorecard li{margin-bottom:.95rem}
.sc-row{display:flex;justify-content:space-between;font-size:.98rem;margin-bottom:.35rem}
.sc-row b{color:var(--gold);font-family:var(--display)}
.bar{height:8px;background:#24345F;border-radius:4px;overflow:hidden}
.bar i{display:block;height:100%;background:var(--gold);border-radius:4px;transform-origin:left;animation:grow .9s cubic-bezier(.2,.7,.2,1) both}
.scorecard li:nth-child(2) .bar i{animation-delay:.08s}.scorecard li:nth-child(3) .bar i{animation-delay:.16s}.scorecard li:nth-child(4) .bar i{animation-delay:.24s}.scorecard li:nth-child(5) .bar i{animation-delay:.32s}
@keyframes grow{from{transform:scaleX(0)}}
.scorecard a{color:#fff;font-weight:600;text-underline-offset:4px}
.band{padding:clamp(3.5rem,7vw,6.5rem) 0}
.band.alt{background:var(--mist)}
.head{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:end;margin-bottom:2.5rem}
.head p{margin:0}
.svc-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:2px solid var(--ink);border-left:1px solid var(--line)}
.svc{padding:1.4rem 1.25rem 1.6rem;border-right:1px solid var(--line);border-bottom:1px solid var(--line);text-decoration:none;color:var(--body)}
.svc:first-child{grid-column:span 2;background:var(--ink);color:#C9D3EC}
.svc:first-child h3{color:#fff;font-size:1.6rem}
.svc h3{margin-bottom:.4rem}.svc p{margin:0;font-size:.98rem}
.svc:hover h3{text-decoration:underline;text-decoration-color:var(--gold);text-decoration-thickness:3px;text-underline-offset:5px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(2rem,5vw,4rem);align-items:start}
.steps{list-style:none;margin:0;padding:0;counter-reset:s}
.steps li{counter-increment:s;display:grid;grid-template-columns:3rem 1fr;column-gap:1rem;padding:1.1rem 0;border-top:1px solid var(--line)}
.steps li::before{content:counter(s);font:800 1.9rem/1 var(--display);color:var(--blue);grid-row:span 2}
.steps h3{margin:0 0 .2rem}.steps p{margin:0}
.sub{font-size:1rem;margin-bottom:.8rem}
.chips{list-style:none;padding:0;margin:0 0 1.25rem;display:flex;flex-wrap:wrap;gap:.5rem}
.chips li{border:1px solid var(--line);border-radius:999px;padding:.35rem .9rem;font-size:.95rem;color:var(--ink);background:#fff}
.cta{background:var(--blue);color:#DCE3FF;padding:clamp(2.5rem,5vw,4rem) 0}
.cta-in{display:flex;justify-content:space-between;align-items:center;gap:2rem;flex-wrap:wrap}
.cta h2{color:#fff;margin-bottom:.3rem}.cta p{margin:0}
.phead{background:var(--mist);padding:clamp(2.5rem,6vw,4.5rem) 0 clamp(2rem,5vw,3.5rem)}
.phead h1{font-size:clamp(2.1rem,4.5vw,3.4rem);max-width:22ch}
.phead .btn{margin-top:.75rem}
.crumb{font-size:.95rem;margin-bottom:.75rem}
.rows{border-top:2px solid var(--ink)}
.row{display:grid;grid-template-columns:1fr 1.4fr auto;gap:1.5rem;align-items:baseline;padding:1.4rem 0;border-bottom:1px solid var(--line);text-decoration:none;color:var(--body)}
.row.static{grid-template-columns:1fr 1.8fr}
.row h2{font-size:1.35rem;margin:0}.row p{margin:0}
.row span{color:var(--blue);font-weight:600;font-size:.95rem}
a.row:hover h2{color:var(--blue)}
.w{color:var(--blue);margin-left:.4rem}
.ticks{list-style:none;padding:0;margin:0 0 1.5rem}
.ticks li{padding:.6rem 0 .6rem 1.9rem;border-bottom:1px solid var(--line);position:relative;color:var(--ink)}
.ticks li::before{content:"";position:absolute;left:.2rem;top:1.05rem;width:.75rem;height:.4rem;border-left:3px solid var(--blue);border-bottom:3px solid var(--blue);transform:rotate(-45deg)}
.others{margin-top:1.5rem;font-size:.98rem}.others a{margin-right:.9rem;white-space:nowrap}
.prose h2{margin-top:1.8em;font-size:1.45rem}.prose h2:first-child{margin-top:0}
.empty{border-left:4px solid var(--gold);padding-left:1.5rem}
.form{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem;max-width:760px}
.form label{display:grid;gap:.4rem;font-weight:600;color:var(--ink);font-size:.98rem}
.form .full{grid-column:1/-1}
.form input,.form select,.form textarea{font:400 1rem var(--text);padding:.75rem .85rem;border:1px solid #AEB9D0;border-radius:var(--r);background:#fff;color:var(--ink);width:100%}
.form .btn{justify-self:start}
.foot{background:var(--ink);color:#AEBBDB;padding:3.5rem 0 1.5rem;font-size:.97rem}
.foot-in{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:2.5rem}
.foot .logo{color:#fff}.foot .logo span{color:var(--gold)}
.foot h2{font:600 .98rem var(--text);color:#fff;letter-spacing:0;margin-bottom:.8rem}
.foot a{color:#AEBBDB;text-decoration:none;display:block;padding:.2rem 0}.foot a:hover{color:#fff;text-decoration:underline}
.foot p{margin:.9rem 0 0;max-width:32ch}
.legal{border-top:1px solid #24345F;margin-top:2.5rem;padding-top:1.25rem;font-size:.9rem}
@media(max-width:900px){.hero-in,.split,.head{grid-template-columns:1fr}.svc-grid{grid-template-columns:1fr 1fr}.top-in{flex-wrap:wrap;gap:.6rem 1rem;justify-content:space-between}.nav{order:3;width:100%;margin:0;gap:1.1rem;overflow-x:auto;white-space:nowrap}.foot-in{grid-template-columns:1fr 1fr}.row,.row.static{grid-template-columns:1fr;gap:.4rem}}
@media(max-width:520px){.svc-grid{grid-template-columns:1fr}.svc:first-child{grid-column:auto}.form{grid-template-columns:1fr}.foot-in{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){.bar i{animation:none}html{scroll-behavior:auto}}

.btn-ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 2px var(--ink)}.btn-ghost:hover{background:var(--ink);color:#fff}
.hero{background:var(--mist) radial-gradient(circle at 1px 1px,#D3DCEE 1px,transparent 0) 0 0/28px 28px}
.hero-copy{background:linear-gradient(90deg,var(--mist) 80%,transparent)}
.strip{border-bottom:1px solid var(--line);padding:1.4rem 0}
.strip .wrap{display:flex;gap:2rem;align-items:baseline;flex-wrap:wrap}
.strip p{margin:0;font-weight:600;color:var(--ink);font-size:.95rem;white-space:nowrap}
.strip ul{list-style:none;display:flex;flex-wrap:wrap;gap:.4rem 1.6rem;margin:0;padding:0;font-size:.95rem}
.band.dark{background:var(--ink);color:#B9C5E3}
.band.dark h2,.band.dark h3{color:#fff}.band.dark a{color:#fff}
.band.dark h3{margin-top:1.6rem}
.ico{width:26px;height:26px}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:1.1rem}
.cards-lg{grid-template-columns:repeat(3,1fr);gap:1.4rem}
.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.5rem 1.4rem 1.3rem;text-decoration:none;color:var(--body);transition:border-color .15s,box-shadow .15s,transform .15s}
.card:hover{border-color:var(--blue);box-shadow:0 14px 30px -18px rgba(35,64,232,.55);transform:translateY(-2px)}
.card .ico{width:46px;height:46px;padding:10px;border-radius:10px;background:var(--mist);color:var(--blue);margin-bottom:1.1rem}
.card h3{margin-bottom:.4rem}.card p{font-size:.98rem;margin-bottom:1rem}
.card ul{list-style:none;padding:0;margin:0 0 1.2rem;font-size:.95rem;color:var(--ink)}
.card li{padding:.4rem 0;border-top:1px solid var(--line)}
.card .more{margin-top:auto;color:var(--blue);font-weight:600;font-size:.95rem}
.cards-lg .card{padding:1.9rem 1.7rem 1.6rem}.cards-lg .card h3{font-size:1.35rem}
.cards.three{grid-template-columns:repeat(3,1fr)}.span2{grid-column:span 2;justify-content:center}.span2 h3{font-size:1.7rem!important}.span2 p{font-size:1.05rem;max-width:48ch}
.card-cta{background:var(--blue);border-color:var(--blue);color:#DCE3FF}.card-cta h3{color:#fff}.card-cta .more{color:var(--gold)}
.card-cta:hover{border-color:var(--blue-d)}
.alt .card{border-color:transparent}
.pgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid #2A3A66}
.pgrid div{padding:1.6rem 1.6rem 1.4rem 0;border-bottom:1px solid #2A3A66}
.pgrid h3{margin:0 0 .4rem;position:relative;padding-left:1.1rem}
.pgrid h3::before{content:"";position:absolute;left:0;top:.45em;width:.5rem;height:.5rem;background:var(--gold);border-radius:2px}
.pgrid p{margin:0;font-size:.98rem;padding-left:1.1rem}
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
.tiles.two{grid-template-columns:repeat(2,1fr)}
.tile{background:#fff;border:1px solid var(--line);border-radius:12px;padding:1.5rem 1.5rem 1.2rem}
.alt .tile{border-color:transparent}
.tile h2{font-size:1.4rem}.tile p{font-size:.99rem}
.lab{font-weight:600;color:var(--ink);font-size:.9rem;margin:1rem 0 .5rem}
.tile .chips{margin-bottom:.5rem}.tile .chips li{background:var(--mist);border-color:transparent;font-size:.9rem}
.crit-h{display:flex;justify-content:space-between;align-items:baseline}
.crit-h b{font:800 2rem var(--display);color:var(--blue)}
.tile .ticks{margin-bottom:.4rem}.tile .ticks li{font-size:.97rem}
.ticks.light li{color:#E4EAFA;border-color:#2A3A66}.ticks.light li::before{border-color:var(--gold)}
.flow{display:grid;grid-template-columns:repeat(4,1fr);gap:0;counter-reset:f}
.flow div{counter-increment:f;padding:1.4rem 1.4rem 1.2rem;background:#fff;border-right:1px solid var(--line);position:relative}
.flow div:first-child{border-radius:12px 0 0 12px}.flow div:last-child{border-radius:0 12px 12px 0;border:0}
.flow h3::before{content:counter(f);display:block;font:800 1.9rem/1 var(--display);color:var(--blue);margin-bottom:.6rem}
.flow p{margin:0;font-size:.98rem}
.phead-in{display:grid;grid-template-columns:1fr auto;gap:2rem;align-items:center}
.phead-ico .ico{width:150px;height:150px;color:var(--blue);stroke-width:1;opacity:.9}
.phead .actions .btn{margin-top:0}
.faqs details{border-top:1px solid var(--line);padding:1.05rem 0}
.faqs details:last-child{border-bottom:1px solid var(--line)}
.faqs summary{font:700 1.1rem var(--display);color:var(--ink);cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:1rem}
.faqs summary::-webkit-details-marker{display:none}
.faqs summary::after{content:"+";color:var(--blue);font-size:1.4rem;line-height:1}
.faqs details[open] summary::after{content:"\2212"}
.faqs details p{margin:.7rem 0 0}
.narrow{max-width:760px}
.prose p{max-width:68ch}
.contact{display:grid;grid-template-columns:1.3fr .9fr;gap:clamp(2rem,5vw,4rem);align-items:start}
.next{background:var(--mist);border-radius:12px;padding:1.6rem 1.6rem 1rem}
.next h2{font-size:1.4rem}.next h3{margin-top:1.4rem}
.next .steps li::before{font-size:1.5rem}
@media(max-width:900px){.span2{grid-column:auto}.cards.three,.cards,.cards-lg,.tiles,.tiles.two,.pgrid,.flow,.contact,.phead-in{grid-template-columns:1fr 1fr}.phead-in,.contact{grid-template-columns:1fr}.phead-ico{display:none}.flow div{border-radius:0!important;border-bottom:1px solid var(--line)}.hero-copy{background:none}}
@media(max-width:560px){.cards.three,.cards,.cards-lg,.tiles,.tiles.two,.pgrid,.flow{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){.card{transition:none}.card:hover{transform:none}}